Driving automobiles

Driving a Quebec plate car in Ontario?

Hi, Canadian netters:

My brother in Montreal might buy a used car for me. I would like know:
1. Can I drive the car from Ouebec to Ontario without registration
   and insurance (I will do that in Ontario where I am living now, I
   am now holding an Ontario driver licence) ?
2. I might move to Quebec soon. So can I just register the car and
   purchase insurance in Quebec and drive the car in Ontario for a
   few months?

Thanks in advance for any help.

Li

.
posted by admin in Uncategorized and have Comments (4)

4 Responses to “Driving a Quebec plate car in Ontario?”

  1. admin says:

    In article <C7pzyv….@watserv2.uwaterloo.ca> lr…@watnow.uwaterloo.ca (Li Rong) writes:
    >Hi, Canadian netters:

    >My brother in Montreal might buy a used car for me. I would like know:
    >1. Can I drive the car from Ouebec to Ontario without registration
    >   and insurance (I will do that in Ontario where I am living now, I
    >   am now holding an Ontario driver licence) ?

    No.  In both provinces, license and insurance are required for you
    to be on the road.  Insurance is part of the license in Quebec.  In
    Ont., proof of insurance is required to get the license but insurance
    is provided by private companies.  Since you are living in Ont., I’d
    get the car license and insured in Ont. and then bring it back.
    License + insurance in Quebec is expensive, less so than the
    license (with proof of insurance) in Ontario.

    >2. I might move to Quebec soon. So can I just register the car and
    >   purchase insurance in Quebec and drive the car in Ontario for a
    >   few months?

    You might check with provincial officials as to your best procedure.
    You can drive an Ont. insured car in Quebec with no problems.  If
    you move permanently, switching to Quebec license/insurance can
    be a matter of paperwork and you can drive the car until that is done.

    Ruth
    (who lived in Quebec 4 yrs with an Ont. driver’s license)
    .

    >Thanks in advance for any help.

    >Li


    =============================================================================
      I know that you believe you understand what you think I said, but I am
        not sure you realize that what you understand is not what I meant.
    =========================== rmv…@watnow.uwaterloo.ca ======================

  2. admin says:

    Question 1: Plates and insurance…

    a) You can get a temporary plate for your car when you buy it.
       This will run you about 10$ I think.  (It may have gone up
       since 1991 when I did this last time.)  This is to get it
       out of Quebec

       - Same time, call your insurance company in Ontario. Tell them
         your story, they’re not stupid, If they want your business they
         can insure you, on the spot, and their verbal agreement is
         binding, ergo you’re covered as soon as they say yes.  The bill
         and insurance papers are "in the mail".  They MAY want you to
         sign something and give a token deposit, but I’ve never heard this
         done.

    b) The temporary permit is for 10 days.  So you will need to get the
       car registered (safetied, etc.) in Ontario within that time.

    Question 2:  You are moving back to Quebec.

    Legally: you’ll need to x-fer all your documents and so forth.
             Apply for a refund at pro-rata of the use for your insurance
             in Ontario.
             Also apply for a refund for your car’s registration.
             Re-insure and re-register in Quebec.

    I’ve heard some people drive with their Onatrio plates and insurance
    until expiry.  This saves a lot of money, but I’m not sure it’s legal.

    I ain’t no legal-type, so don’t take any of this as holy-writ.  


    Etienne Vallee
    Northern Telecom
    Ottawa, Ontario, Canada.
    Std disclaimer: These are not the opinions or views of Northern Telecom.

  3. admin says:

    In article <C7pzyv….@watserv2.uwaterloo.ca>, lr…@watnow.uwaterloo.ca (Li Rong) writes:
    >Hi, Canadian netters:

    >My brother in Montreal might buy a used car for me. I would like know:
    >1. Can I drive the car from Ouebec to Ontario without registration
    >   and insurance (I will do that in Ontario where I am living now, I
    >   am now holding an Ontario driver licence) ?

    No, it’s a law to have a registration and insurance
    >2. I might move to Quebec soon. So can I just register the car and
    >   purchase insurance in Quebec and drive the car in Ontario for a
    >   few months?

    This is Okay !!! as long as your license is registered and you have an
    insurance.

    - Hide quoted text — Show quoted text -

    >Thanks in advance for any help.

    >Li

  4. admin says:

    In article <C7pzyv….@watserv2.uwaterloo.ca> lr…@watnow.uwaterloo.ca (Li Rong) writes:
    >Hi, Canadian netters:

    >My brother in Montreal might buy a used car for me. I would like know:
    >1. Can I drive the car from Ouebec to Ontario without registration
    >   and insurance (I will do that in Ontario where I am living now, I
    >   am now holding an Ontario driver licence) ?
    >2. I might move to Quebec soon. So can I just register the car and
    >   purchase insurance in Quebec and drive the car in Ontario for a
    >   few months?

    To register and insure a car in Quebec, you
    need an address there. It will save you tons of hassle if you can find one,
    and get all the papers transfered now. It used to be that you did not need
    a safety inspection to buy a car in Quebec, but you did need one when you
    moved a car from another province *to* Quebec. I believe that this has
    changed and you now need to get a fairly expensive safety from a government
    inspection station ($70?). You cannot get either the ten day Ontario
    trip permit, or Ontario plates without an Ontario safety certification.
    I don’t know what kind of deal they have with Quebec (if they don’t
    accept a Quebec safety, you’ll have to either plate it there or get it towed)
    but be careful that if you register it here that you don’t have to get
    another Quebec safety when you move to Quebec. Ontario does have a special
    clause that allows you to drive a car with your own valid plates from
    another car during the six days you have to transfer ownership, provided
    that the car has a safety certificate that Ontario considers to be valid.
    In other words, when you buy a car that’s certified, Ontario will let you
    drive it without registering it for 6 days, with plates from somewhere
    else.

    You may not drive without insurance, in either province, under any
    circumstances. In Quebec, the personal injury liability insurance is
    part of the car’s plate fee, and property damage is covered by a normal
    insurance company. You cannot plate a car in one province and insure it
    in the other. It is not necessarily cheaper in Ontario, especially if you’re
    under 25 (my total rate doubled when I moved to Ontario) check this out.

    You may need a Quebec driver’s license to register the car there, and I know
    that you need an Ontario Driver’s license to register a car here.

    Bottom line: If you know you’re moving to Quebec, find an address there
    now, go out there, get your license transfered and get the car plated there.
    If you’re not living permanently in Ontario, your Quebec insurance company
    will cover you even if you hurt somebody and they sue you (no, I haven’t
    tested this, but my insurance company told me that this was the case).

    If you think you might stay here, insure the car here no matter what. Do
    this first. Plating it may be an adventure. You must clear up the safety
    certificate issue before you move the car. If Ontario accepts a Quebec
    safety, it’s simple. Get the safety there, even if it’s expensive, and
    use that to buy your Ontario plates, trip permit, or use some old plates
    before you transfer ownership. No problem. If Quebec has the equivalent of
    a trip permit and it so happens that you don’t need a safety, you’re laughing,
    or you can try to get the previous owner to cancel his plates and get the
    trip permit for you (if such a beast exists over there, this what I did when
    I moved a recently bought car from Ontario to Quebec) or you can get the
    previous owner to lend you his plates and registration papers, all of this
    so that you can drive the car before getting an Ontario safety. You can
    also try to find a licensing office that will issue you an Ontario trip
    permit without asking to see the safety, good luck.

    All the best, and have fun trying to get information from the Quebec
    government,

    Jody

    Jody.P.Lev…@hydro.on.ca – Toronto, Canada – "Fuddle Duddle"